The Short Version
This claim is misleading. While it's technically true that SPF 30 blocks ~97% of UVB rays versus ~98% for SPF 50 under ideal lab conditions, most people apply only 20–50% of the recommended amount. That means an SPF 50 sunscreen may deliver only ~SPF 25 in real-world use, making it a practical necessity rather than overkill. Major dermatology organizations recommend SPF 30 as a minimum, not a ceiling, and the Skin Cancer Foundation recommends SPF 50+ for extended outdoor exposure.