The Short Version
This claim is false. The most authoritative data — from the Insurance Institute for Highway Safety (IIHS) and peer-reviewed research — consistently shows that men have higher crash rates than women when properly adjusted for driving exposure. Men's fatal crash involvement per 100 million miles is 63% higher than women's. The argument that women have "worse records" relies on poorly defined per-capita metrics from low-authority law-firm blogs, which lack valid denominators and conflict with rigorous, exposure-controlled studies.